Property screening: Enter full-occupancy monthly rents, then allow for vacancy and unpaid rent. Cash flow is what remains after operating costs, financing payments and reserves. Starting numbers are examples, not market estimates.
Rental Income by Unit Type
| Unit Type | Units | Rent / Unit | Monthly Rent |
|---|
Projected Monthly Income & Expenses
Monthly Cash Flow
after expenses, debt & reserves
Annual Cash Flow
12 months at these assumptions
Cash-on-Cash Return
annual cash flow ÷ total cash invested
Target Variance
monthly cash flow minus your target
Loan Payment Calculator
Use the amortization period for payment calculations. A seller-finance balloon due in 5 years may still use 30-year amortization. Balloon payoff and refinancing costs are not included in monthly cash flow. Taxes, insurance and loan fees are entered separately.
Total Monthly Loan Payment:
Property & Financing Assumptions
Property Performance
| Total Rental Units | |
| Cash Flow per Unit / Month | |
| Annual Net Operating Income | |
| Cap Rate on Purchase Price | |
| Debt Service Coverage (DSCR) |
Enter annual taxes and insurance in their labeled fields; these convert to monthly costs. Financing is the total monthly principal and interest for bank, seller and any down-payment loans. Do not include taxes or insurance again in that payment.